About NeerCred

Founder & CEO

Sunny Bodana

An IIM Visakhapatnam alumnus, Sunny founded NeerCred with a simple belief: every Indian deserves transparent access to regulated personal loans — without branch visits, hidden charges, or confusion.

Sunny leads two businesses in Ahmedabad — CEO of Neer Infotech, and Director of Operations at Nirav Enterprises. Before founding these, he worked in operations and business development, including as Assistant General Manager – BDM & Operations at New York Thread.

That operating background — running teams, owning outcomes, and working directly with customers across two very different businesses — is what shaped how Sunny approached building NeerCred. He'd watched people close to him navigate personal loans the hard way: comparing offers manually across several lender apps, discovering charges only after signing, or simply not knowing which offer was actually the better deal. NeerCred is his answer to that — one platform where every offer is laid out the same way, side by side, before a customer commits to anything.

He stays close to the product day-to-day, from the partner relationships that bring new lenders onto the platform to the details of how an application actually feels for someone filling it out on their phone late at night. His view is that a lending platform earns trust one transparent interaction at a time, not through claims — which is why every fee is disclosed upfront in the Key Fact Statement, every partner is a regulated bank or NBFC, and NeerCred itself never charges customers to use the platform.

Co-Founder & COO

Nirav Bodana

Nirav co-founded NeerCred to bring the same transparency and trust it stands for to how borrowers are matched with regulated lending partners.

Nirav heads Nirav Enterprises, working closely with Sunny, who leads its operations. He brings hands-on experience across loans and equity markets, and has successfully built and run a microfinance organization focused on expanding access to credit for underserved communities.

That experience gave Nirav a close, on-the-ground view of how credit actually reaches — or fails to reach — everyday borrowers in India, from loan structuring and risk assessment to helping first-time borrowers build a credit history. At NeerCred, he brings that same lens to how the platform is built: matching customers with regulated lenders who evaluate them fairly, and making sure every offer is easy to understand before a customer commits.

Having worked both sides of that gap — the lender's side, where risk has to be assessed responsibly, and the borrower's side, where a delayed or rejected application can derail something urgent, like a medical bill or a wedding — Nirav pushes the team to keep both firmly in view. His standard is simple: partner only with lenders who evaluate customers fairly, and never let a borrower walk away confused about where their application stands or why.

Marketing Lead

Riya Singh

Riya leads NeerCred's marketing and creative work, shaping how the platform introduces itself to people who've never heard of it before. From social posts to campaign visuals, she designs the creative that carries NeerCred's message to new customers.

She works closely with Sunny and Nirav to keep every piece of marketing grounded in what NeerCred actually offers — no overstated claims, no fine print a customer later has to untangle. Her focus is making sure a first-time visitor understands, at a glance, what the platform does and why it's worth trusting.

As one of the newer members of the team, she's building out NeerCred's visual identity and voice from the ground up, bringing fresh energy to how a lending platform can look and feel approachable rather than intimidating.

Advisor

Michael Anderson

Michael advises NeerCred's founders on strategy and growth as the platform scales, bringing an outside perspective to decisions before they become part of the roadmap.

His role is informal but hands-on — regular conversations with Sunny and Nirav on where the platform should focus next, and where it shouldn't. He pays particular attention to how growth decisions affect the borrower experience, not just the numbers behind them.

As a newer addition to the team, he's still getting to know NeerCred's day-to-day, but is already a steady sounding board for the founders — helping keep the platform's expansion deliberate rather than rushed.

Developer

Parul Rajpoot

Parul works on NeerCred's engineering team, building features and fixing issues across the platform. Much of the code that ships to production passes through her for review first — an extra pair of eyes before anything reaches customers.

Her focus is reliability: making sure the loan application flow works the same way every time, for every customer, on every device. That attention to detail is part of what keeps small bugs from ever becoming customer-facing problems.

As one of the newer developers on the team, she's ramping up across the codebase while already contributing real fixes and improvements, and is building toward taking on more ownership of specific parts of the platform as she grows with the team.