Quick loans of ₹5,000–₹1,00,000, repayable in 90–180 days — for when you need cash fast.
Check Your Offers →A Short Term Loan is a small-ticket loan meant to be repaid quickly — typically within three to six months — rather than over years like a traditional personal loan. It's designed for short, specific cash needs: bridging a gap until your next paycheck, covering an unplanned expense, or handling a short-term cash crunch. NeerCred doesn't lend the money itself — we collect your details once, run a quick eligibility check, and connect you with our lending partner to complete your application.
A Personal Loan is usually a larger amount repaid over months or years with fixed EMIs. A Short Term Loan is smaller (₹5,000–₹1,00,000) and repaid in full within 90–180 days, making it suited to a short, specific need rather than a larger planned expense.
You'll be asked for this directly in the application below — nothing needs to be uploaded or prepared in advance.
Fill in your details
Answer a short set of questions online — takes a few minutes.
Get matched
We match you with eligible partner banks/NBFCs based on your profile.
Complete with the lender
Finish your application directly with the matched lender to proceed.
Does NeerCred lend me the money directly?
No. NeerCred matches you with our lending partner based on the details you provide — the partner makes the actual credit decision and disburses the loan, not NeerCred.
Are there any charges from NeerCred for this?
No. NeerCred doesn't charge you anything to check your eligibility or apply. Any lender-side interest, fee, or charge is disclosed by our lending partner before you complete your application on their platform.
What happens after I submit my details?
We run a quick eligibility check (age and location) on our site. If you qualify, you're taken to our lending partner's platform to complete your application directly with them.
Why isn't this available in my state?
Our lending partner currently doesn't service the North-Eastern states, Bihar, West Bengal, or Jammu & Kashmir. This may change as their coverage expands.
What's the loan amount and repayment period?
Our Short Term Loan ranges from ₹5,000 to ₹1,00,000, with a repayment tenure of 90 to 180 days.
NeerCred is a multi-lender marketplace, not a lender — we match you with partner banks and NBFCs, who make the actual lending decision. No fees are charged by NeerCred; any lender deduction or charge is disclosed by the lender in the Key Fact Statement (KFS) and loan agreement before you proceed. See how it works and our compliance & disclosures for full details.